My Rat Race

Car Loans Explained

September 22nd, 2006

Everyday, we get spam. In the mail alone, who has not received a letter from a car loan company, home refinancing, mortgage or insurance? In emails, you get the same thing, refinancing, mortgage, car loans, penny stocks and more. Even blog comment spam on this blog has a lot of those. And most of the time, these sites are just interested in conversion and just trying to hard sell to you that they can be annoying.

Now you can’t deny it though, that there will come a time you will need the services of these companies. When you want to buy a new car, you will need a good auto loan company. And all the spam you get can just be overwhelming and are not really explaining very well. They are the attention grabber types that try to convert into a sale right away without explaining enough details.

One good resource I found on loans online is rateGenius. Their website explains many questions people usually ask about in loans and quality information is what I like in a loan company website. So for Auto Refinancing, I would go to rateGenius.

10 Secrets of the Rich

September 4th, 2006

Although this post is not about getting rich, which this blog is all about, earning more money, building business and working your way into being an investor and getting out of the rat race and into the fast track. This post is about a book where the title is 10 Secrets of the Rich, although the title is in another language where the title is 10 Sikreto ng Mayayayaman. This post again is not even about what is the contents of the book, but it is about another issue. The author of this book decided to sell his book online which I personally believe is a good way to market the book. The author hired the services of Sheeromedia, where the designer has claimed that her design was not accepted and was issued a full refund. After which when the official website came out, the site look just like design concept given by the deisgner with just few modifications. I really do not know the nitty gritty details of the story, but using labor of intellectual services of one person and not paying them maybe not the right way to get rich. More details of the story of the website selling the book 10 Sikreto ng Mayayaman can be found on the blog of the designer Gail Del Cruz.

If you can’t afford a bigger home, you need more ways to get more space.

September 1st, 2006

Real Estate is just sometimes plain expensive for the average Joe in America. As some areas may have cheaper houses, the top jobs are also quite lower paying as well. In the more urban areas, as the price of real estate is higher, many people opt to find smaller houses to keep the cost down and many American live in apartments all their life. But with the need to have more material needs and wants, sometimes requires larger living space which not everyone can afford, and this is rented storage space comes in. If you need more space to store many of the important things you treasure and do not want to sell, give, or throw away but fills up your house, you can simply extend your space in rented self storage. While in the early days of building our future, we do not have much money yet to expand our homes to accommodate your treasured things, using self-storage spaces might be the more economical way to keep things. If you live in a area where you believe you need these self-storage spaces but do not know where to find them, you can start with the Self Storage Directory - Moving.bz.

Getting a New Job Again?

September 1st, 2006

I know as we depart from the rat race, we are moving away from being an employee and being self-employed. And to go into the fast track, we go into owning businesses and investing. And yet here I am again, applying for a new job. I am applying for my 3rd job in the United States, after I came here in July 2004. Still to get started in getting in to the fast track, we all still need money to get by everyday. And my first job here in the US was a Web Designer / Developer from August 2004 to May 2006, where I started at $12/hour and worked my way up to $35,000/year. And I just resigned last may for another job doing the same thing for $45,000/year.

Now design and development of website can just get tiring and boring too, and the more you do it, the better you get at it, and the more you see to move into making websites all your life. The new job I am applying for is an SEO/SEM position. Although it is still work, this moves you more into a career of more consultancy and helps greatly in sales and marketing for any company and experience here will do nothing but help you grow your own business. The job offer has the same salary rate, but with more flexible time and more business related skills can be gained. A new career move but still in the direction of getting into the fast track and out of the rat race.

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