My Rat Race

With all the mortgage companies you see online, some of them are fraudulent. Most of mortgage fraud events happen by email. A personal friend of mine has been searching for a mortgage company online and during her online sign up inquiries, she was expecting a reply. Since she has inquired with many companies and has not really taken the effort to note where she has inquired, she was not sure with the emails she has received. Many of which seemed to be replying to her emails, but some of them are random spam emails pretending to be replying to your inquiry. She was not really a victim of identity theft nor getting her money stolen, but she was not given the complete truth in her mortgage deal. With many hidden fees, she ended up paying more for her mortgage than what was expected and disclosed and was not explained to her what was written in fine print.

In search of a mortgage company, it is best to make is a point that everything is explained to you well. All the ins and outs of your mortgage contract. A good company should have SecureTrust which guarantees compliance with FTC, DoNotCall and Can Spam regulations. This ensures the legitimacy of a mortgage company. If done correctly from the start, you can avoid the waste of time, money and effort from making the wrong decision.

Selling links can be a profitable business, but this may require a little more work to start with. But one it is up and running and starting to sell, everything will be easy from there.

Any business online needs more exposure, more traffic going to a site. And many have resorted to paid advertising and also search engine optimization or SEO which is a service that tries to improve a ranking of a website within search results of a search engine like Google, Yahoo and MSN. The ranking process of search engines is based on many years of changes. And one factor that helps ranking of a website is inbound linking. The more sites linked to your website increases it’s credibility since there are sites linking to you. And in this case, there are many companies that buy links from websites.

If you have a blog or forum or any community type of website targeted to a certain niche, and is receiving a good amount of traffic, you might want to consider selling links on your website. A good place to start is with Text Link Ads.

Enter the contest by Offices2Share.com. The Home Office From Hell contest!

It’s pretty simple, contest starts from October 23, 2006 to March 31, 2007. All you have to do is write your top 10 reasons why you need to get out of your home office from hell. You may submit a video along with your reasons, but are not required to have a video.

Now what does the top winner get?

• 12 Months Rent in a Real Office with a maximum amount of $12,000
• 1 Dell Desktop Computer
• 1 Dell Notebook Computer
• 1 Dell Switch and Server
• Tuition for “The Entrpreneurship Mastery Program” at the Trump University.
• Trip to New York City and a 1 night hotel stay.
• Lunch with Executive Vice President and Senior Counsel for the Trump Organization, Mr. George H. Ross.
• Copy of George Ross’ new book “Trump Style Negotiation.”

There’s a lot more to be won for the 1st to 4th runner up. Join the contest today.

My first steps in the business world, started with a small computer shop. I was selling computers, basically buying parts from suppliers and I put together each computer and sold them. That was in 1997 and I was the novice entrpreneur. I didn’t know how to market my business. I only knew the technical site of setting up computers. I believe I had this talent that not everyone had and that was my competitive advantage and being the ideal businessman, I thought that with that alone, I will be selling like pancakes. I then realized it was all a dream and I was not equiped with most of the business skills I needed. A lot has changed from then and today. And one of the early lessons I was learning during my computer shop years was how to promote my business.

A few of my successful campaigns were pretty simple, and here were some of the successful ones. These are not really novel ideas, but I just want to point out for the novice entrepeneurs, it still took me hard work learning how to sell and market, and I was not a salesman nor a marketing major.

1. Flyers at the local computer schools. There were 2 computer schools in my locality that time. (Today there are more.) And I always made it a point, during the very first day of classes, where there are a lot of freshmen aiming to be computer professionals one day, I should be there at the gate, the entrace of the school. And I give away flyers and give a real good price as a freshman promo. Many of the students had no computer and they were going to pursue a degree in computer science. It just would be great to grab their attention right away.

2. Going to events. There was a time when a major rock band had a concert inside the local high school. I know if I give flyers in a concert, the flyers go straight to the trash. So I simply printed discount cards. And it says special concert promo price and just placed a single complete computer promo along with contact information. And I give it a time limit to avail the promo to give a sense of urgency.

3. Sponsoring signs. The church needs a sign, community events need signs, some schools need signs. And I would simply ask them if they want me to sponsor their signs and in exchange I get some minimal exposure in the sign.

These are very simple. Some like common sense to many of us. But amazing how simple ideas can sometimes make a large impact on your business. Some may take giant quantum leaps right away, but some may take very many tiny baby steps until you really benefit from your promotional efforts. One of the books that taught me everything and even more techniques was 101 Ways to Promote Yourself. The lessons learned from this book by Raleigh Pinskey was priceless and the book is not expensive. And the book was very language friendly for the business beginner. After reading her book, I have learned even more ideas.

I am not yet at a level where monitoring assets becomes a hard thing since there is barely any asset to speak of, still being in the middle class working myself into the upper class and getting out of the rat race.

But when this time comes, just like any other multiple task, monitoring can be easy or hard depending on the number of things you need to monitor. As you get richer and richer with more assets, monitoring may be a hard task to do without assistance. And this is where Asset Tracking Software comes in. This is the specialty of Siterra and one thing idea about this is even as you are on the go, their Real Estate Tracking Software that is web-based. Thus can be used in multiple location offices, or simply for checking on your assets even when at home, at the office, or on vacation in some other country. Check it out.

See Donald Trump Live in Anaheim!

It’s Your Time to Become a Millionaire is organized by the Learning Annex. There will be 72 wealth building classes in 1 weekend, on Saturday and Sunday November 4 and 5. Some people you will see there will be:

• Donald Trump
• George Foreman
• Kareem Abdul Jabbar on Performing Under Pressure
• Mark Burnett on Sales Techniques
• Jean Chatzky on Debt to Wealth
• Jonathan Pond on Finacial Freedom
• and more!

You will learn:

• Why Donald’s buying and you should too!
• Profile of 17 home business you can start NOW.
• Make $$$ in Auctions and Foreclosures.
• Become an eBay Entrepreneur.
• What are the right investments in today’s market?
• Strategies to improve your credit score.
• Answers to all your questions about stocks, bonds, mutual funds, 401Ks, etc.
• Business and networking opportunities galore!
• Real Estate profites with no money down.
• And so much more!
• WIN TONS OF CASH PRIZES!

Register now! Limited VIP Seating, call 1-800-942-7863 or visit the Learning Annex.

Those who blog about real estate may have an opportunity to write for MyHomeThing. They are in search of creative writers to write for their lead generation program and they are very much interested in your creativeness. And it to generate good leads online, creative writing is a talent one should really have. This blog of MyHomeThing wishes to have the viral feel of getting the attention of related websites, news media and other related blogs.

I went for a 2 week vacation recently with my wife and the rest of my family, and it was also an opportunity to get away from work. And during this time, I can still say making money was still in my head and not just spending money on a vacation. And besides, I was nearly broke with airfare alone going across the globe.

My wife has bought for me a book of Gary Sutton, who is Robert Kiyosaki’s legal advisor. I have read earlier the book of Garrett Sutton, ESQ: Own Your Own Corporation and now the book my wife got me was the The ABC’s of Getting Out of Debt by the same author.

Aside from that, a friend of mine, Mike Lopez, has told me during my vacation that Donald Trump and Robert Kiyosaki has just released a new book: Why We Want You To Be Rich: Two Men, One Message.

I will share my own insights on these books and share them here and how I applied this lessons in my journey out of the rat race.

Everyday, we get spam. In the mail alone, who has not received a letter from a car loan company, home refinancing, mortgage or insurance? In emails, you get the same thing, refinancing, mortgage, car loans, penny stocks and more. Even blog comment spam on this blog has a lot of those. And most of the time, these sites are just interested in conversion and just trying to hard sell to you that they can be annoying.

Now you can’t deny it though, that there will come a time you will need the services of these companies. When you want to buy a new car, you will need a good auto loan company. And all the spam you get can just be overwhelming and are not really explaining very well. They are the attention grabber types that try to convert into a sale right away without explaining enough details.

One good resource I found on loans online is rateGenius. Their website explains many questions people usually ask about in loans and quality information is what I like in a loan company website. So for Auto Refinancing, I would go to rateGenius.

Although this post is not about getting rich, which this blog is all about, earning more money, building business and working your way into being an investor and getting out of the rat race and into the fast track. This post is about a book where the title is 10 Secrets of the Rich, although the title is in another language where the title is 10 Sikreto ng Mayayayaman. This post again is not even about what is the contents of the book, but it is about another issue. The author of this book decided to sell his book online which I personally believe is a good way to market the book. The author hired the services of Sheeromedia, where the designer has claimed that her design was not accepted and was issued a full refund. After which when the official website came out, the site look just like design concept given by the deisgner with just few modifications. I really do not know the nitty gritty details of the story, but using labor of intellectual services of one person and not paying them maybe not the right way to get rich. More details of the story of the website selling the book 10 Sikreto ng Mayayaman can be found on the blog of the designer Gail Del Cruz.